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You may have a lot of questions concerning India healthcare FAQs for expatriates. What type of insurance do you need when traveling to India? What should you know about hospitals, vaccinations and basic healthcare? Consider these FAQs.
Q: What medical precautions do I need to take before the journey begins?
A: To be safe and financially sound, get a medical check up before traveling to India. Consult with your doctor, as he or she will be able to advise you on what vaccinations you may require. While no vaccinations are legally required for U.S. citizens before entry, shots for hepatitis, meningitis, typhoid and tetanus are recommended.
Q: What should I know about hospitals in India?
A: Not all hospitals in India are safe. Many local government hospitals can be of lower quality than you are accustomed to, and may actually increase your risk for disease if you require vaccinations or blood transfusions. Most expats recommend using private hospitals.
Q: Should I get health insurance before traveling to India or after?
A: It is always best to secure some form of health insurance before you travel to India. The last thing you want to hear about is a problem when you’re ailing and in a foreign country. If you cannot get a contract finalized before you leave, then you might consider signing up for temporary travel insurance until a permanent contract can be arranged. Make sure that your insurance provider will cover treatment in hospitals as well as clinics throughout the country.
Q: How reliable are Indian-based insurance plans?
A: Not always what you might expect. Some Indian insurance plans lack customer support telephone lines, while others cannot be extended and some are even non-refundable. Indian insurance may cost less at first glance, however some of the benefits you’re used to with U.S. coverage might not accompany you overseas.
Q: Is there such a thing as expat health insurance?
A: Yes, this would be an insurance broker that specializes in providing overseas medical insurance. Some policies will follow you wherever you go, even if you relocate. Expat health insurance offers clients the confidence that comes from having an American insurance company and covers the usual benefits associated with standard health insurance like maternity, emergency care, outpatient consultations, dental work, medicines and therapies.
If you are traveling overseas to India then attaining health insurance is now more of a necessity than ever before. You cannot afford to be underprepared when visiting a new country. Contact your insurance company or look for expat insurance online.